Launching July 1, 2026— days
Now open to Montreal renters
Built in Montreal

Your rent should build more than stress.

We're opening doors on

July 1, 2026

—days
—hours
—min
—sec

312 spots reserved of 1,000 founding members

Built in Montreal for Montreal renters. Pay your rent through Emet, build a Trust score that's actually yours, and unlock cashback, grace periods, and real protection for the months life gets weird.

Reserve my spotSee how it works
Bank-grade security
No credit checks
Made for Montreal renters
Live trust score

Bonjour, Marie

You're 1 streak away from Gold Tenant.

78%Trust XP
Level progress7,820 / 10,000 XP
12-day streak
+120 XP today
Next rent
$1,840 CAD
Due in 6 days
Cashback earned
$48.20 CAD
This quarter
Grace period
3 days
Cashback
2%
Split rent
Locked
How Emet works

From rent paid to rewards earned.

Three calm, intentional steps. No credit games. No hidden fees. Just trust, compounded month after month.

01

Pay rent through Emet

Connect your bank — Desjardins, Tangerine, RBC, anything Canadian. Schedule rent. We send it to your landlord, on time, every time.

Rent paymentOn-time
$1,840 CAD paid
+120 Trust XP earned
Learn more
02

Earn Trust XP for consistency

Every on-time payment compounds into your Trust score. No credit bureau gymnastics — just a real record of you showing up.

Trust XP+2,180 to Gold
Silver78%Gold
Learn more
03

Unlock rewards & protection

Tier up to grace periods, rent cashback in CAD, and emergency safety nets — built for the way Montreal rent actually works.

Grace
Cashback
Fee -50%
Learn more
The Trust XP system

Trust isn't a credit score. It's a streak.

Every reliable month lifts your tier. Every tier unlocks something real — protection when you need it, perks when you don't.

You're here
Silver Tenant
78%Trust
7,820XP
+120 XP earned today
12day streak
Silver2,180 XP to Gold
Streak
12d
On-time
98%
Months
6
Bronze Tenant
0 — 2,500 XP
Earned
  • 1-day grace period
  • 0.5% cashback
  • Streak tracking
Progress100%
Silver Tenant
2,500 — 7,500 XP
Active
  • 3-day grace period
  • 1.5% cashback
  • Streak freeze (1x)
Progress78%
Gold Tenant
7,500 — 15,000 XP
Locked
  • 5-day grace period
  • 2.5% cashback
  • Split payment unlock
  • Fee reduction -50%
Anchor Tier
15,000+ XP
Locked
  • Emergency protection fund
  • Premium Montreal partner perks
  • Bonus XP multipliers
  • Priority French + English support

Unlocks waiting in your trail

6 of 14 visible
3-day grace period
Rent cashback
Fee reduction
Emergency protection
Split payment unlock
Premium rewards
Two paths, one trust profile

Choose to protect or progress.

Use Protection rewards when life happens. Spend Momentum rewards when you're winning. Each path costs Trust XP — the choice is yours.

Defense
Security · Calm · Safety

Protection rewards

Soft armor for the months when life moves faster than your paycheck. Use them anytime — at the cost of slower momentum progression.

Grace periods
Up to 5 days, no penalty.
Unlocked
Split rent support
Break payments into halves.
Unlocked
Emergency backup
Safety net for tough months in Montreal.
Unlocked
Payment flexibility
Move dates, keep your streak.
Unlocked
Streak freeze
Pause without losing progress.
Unlocked
Safety reserve62%
Offense
Growth · Momentum · Winning

Momentum rewards

Real returns on reliability. Cashback in CAD, perks and multipliers that compound the longer your streak runs.

Rent cashback
Up to 2.5% back, every month.
Unlocked
Lower fees
Reduce platform fees by 50%.
Unlocked
Boost rewards
Stack streaks for XP multipliers.
Unlocked
Montreal partner perks
STM, local cafés, moving services.
Unlocked
Bonus XP multipliers
1.5×, 2×, all the way up.
Unlocked
Reward velocity78%
The balance

Use protection, slow offense.

Cashing in protection is intentional, not punitive. It pauses your momentum trail so safety always stays affordable.

Momentum trail
Cashback & perks
62%→48%
Protection used
Grace period · 3 days
20%→55%
Your trust never drops — only the speed of rewards changes.
Why Emet exists

Most systems punish renters. Emet rewards reliability.

Montreal renters carry the same costs as homeowners and earn none of the credit. We're rewriting the math, one calm month at a time.

Before
Anxious

The dread of a missed month

Late fees. Fragile credit. Calls from the landlord. The feeling of falling behind for being human.

Late notice−$75
Rent is 4 days late
StressHigh
With Emet
Held

A calmer kind of safety net

Trust XP cushions you. Grace periods, streak freezes, and quiet protection — in French or English.

Protection active3-day grace
Streak shield engaged
CalmStable
Forward
Confident

Reliability becomes momentum

Cashback in CAD, Montreal partner perks, and a financial reputation that finally compounds in your favor.

Cashback paid+$48.20 CAD
Trust pays you back
ConfidenceCompounding
A new financial story

Financial stability, turned into progress.

Emet is the rent platform that holds the line for you, then hands you the upside. Reliability is no longer invisible — it's the asset you've been building all along.

Trust builds protection.
Anxiety
−72%
Confidence
+3.4×
Cashback
$214 CAD/yr
Streak length
12 mo

Modeled outcomes from 6 months of consistent on-time payments at $1,840 CAD rent.

Made for Montreal

Built for the way Montreal rents.

From the Plateau to Verdun, NDG to Hochelaga — Emet meets you where you live. Bilingual support, CAD rewards, and rules that work with Quebec's lease cycle.

Charlotte Tremblay, Montreal renter advocate

“Montreal renters have been paying rent for decades with nothing to show for it. Emet finally turns that consistency into something real.”

Charlotte Tremblay·Renter advocate, Le Plateau

We get it because we live it

Plateau Mont-Royal
Walk-ups & spiral staircases
$1,650 avg.
Mile End
Creatives & cafés
$1,780 avg.
Rosemont
Family-friendly & quiet
$1,420 avg.
Verdun
River views, new builds
$1,580 avg.
NDG
Anglophone roots, leafy streets
$1,520 avg.
Hochelaga-Maisonneuve
Affordable, on the rise
$1,290 avg.
July 1 moves
Built-in support
Bilingual
EN + FR, always
CAD cashback
No FX, no fees
Quebec lease aware
Reglement 1981
Designed for daily calm

The fintech app that feels like rest.

Designed with the spirit of Apple Wallet and the warmth of a Mile End café. Trust visualized. Streaks made satisfying.

Trust shield, always visible

A calming visual of your protection level, updated in real time.

Streaks that feel earned

Subtle haptics, satisfying counters, gentle nudges.

Celebrated unlocks

Each tier-up plays a small, beautiful moment.

One-tap rent

Pay, track, and earn — without leaving the home screen.

Web first. iOS & Android in private beta this fall.
9:41
Rewards
Your unlocks
Next tier
Gold Tenant
2,180 XP to unlock
3-day grace
Cashback 1.5%
Streak freeze
Locked
Split payment
Recent
On-time payment+120 XP
Streak bonus+40 XP
9:41
Hi, Marie
Your trust today
Silver Tenant
12d
7,820 XP
2,180 to Gold
+120 today
Rent dueAuto-pay on
$1,840 CAD
98%
On-time
$48
Cashback
3
Unlocks
Quietly building trust

Built with Montrealers, for Montrealers.

Real renters from Verdun to Villeray, joining a waitlist that means something.

312
Montreal renters on the waitlist
100%
Bilingual support coverage
$214/yr
CAD cashback modeled
11 mo
Avg. modeled streak

“First time paying rent in Montreal has felt like progress. My Trust score climbing each month genuinely calmed me down.”

Marie L.
Marie L.
Plateau Mont-Royal · Silver Tenant

“Streak freeze saved me during a slow freelance month. Got back on track without losing the year I had built up.”

Julien D.
Julien D.
Mile End · Gold Tenant

“The CAD cashback covers my STM pass every month. Honest to god, the app feels like Apple Wallet for renters here.”

Anika P.
Anika P.
Rosemont · Anchor Tier
Featured in
La PresseLe DevoirForbes CanadaBetakitMTL BlogCBC MontrealLa PresseLe DevoirForbes CanadaBetakitMTL BlogCBC Montreal
Doors open July 1, 2026

Be among the first 1,000 Montreal renters.

Drop your email below. We'll lock in your spot, send one update a month, and unlock founding-member rewards on launch day.

We're opening doors on

July 1, 2026

—days
—hours
—min
—sec

312 spots reserved of 1,000 founding members

No credit checks · No spam · Bilingual support · Founding-member perks