From rent paid to rewards earned.
Emet turns monthly rent into a calm ritual: pay on time, earn Trust XP, and unlock protection and rewards that compound with your streak. Here's how each step works in detail.
From rent paid to rewards earned.
Three calm, intentional steps. No credit games. No hidden fees. Just trust, compounded month after month.
Pay rent through Emet
Connect your bank — Desjardins, Tangerine, RBC, anything Canadian. Schedule rent. We send it to your landlord, on time, every time.
Earn Trust XP for consistency
Every on-time payment compounds into your Trust score. No credit bureau gymnastics — just a real record of you showing up.
Unlock rewards & protection
Tier up to grace periods, rent cashback in CAD, and emergency safety nets — built for the way Montreal rent actually works.
Connect once, pay every month
Link any Canadian bank account — Desjardins, Tangerine, RBC, TD, or a credit union. Emet verifies your landlord details once, then routes rent on your schedule.
- Bank-grade encryption and read-only connection where possible
- Rent scheduled to land on your lease due date, every month
- Landlords receive payment by direct deposit — no new account required
- Bilingual receipts and payment history in English and French
Trust XP rewards consistency, not perfection
Every on-time payment adds Trust XP. Miss a month and your tier doesn't collapse — your streak may pause, but your history stays with you.
- +120 XP for a standard on-time rent payment
- Bonus XP for consecutive months and early payments
- Streak freezes and grace periods protect you when life gets noisy
- No credit bureau reporting — your Trust score is yours alone
Unlocks that match how Montreal rent works
As you tier up, rewards become tangible: CAD cashback, grace days, split payments, and emergency backup designed for Quebec's lease rhythm.
- Bronze through Anchor tiers with clearly listed unlocks
- Protection rewards for safety; Momentum rewards for upside
- Cashback paid in CAD — no foreign exchange, no hidden FX fees
- Founding members get early access to new unlocks at launch
Ready when you are
Reserve your founding spot for July 1, 2026. One calm update a month — no spam, no credit checks.
Join the waitlist